In the video titled “75 NEW Hacks to Save Money!” by Homegrown Hillary, you’ll find a treasure trove of frugal living tips. The content covers a range of topics, from finding free money to reducing electricity usage and saving money on bills. The video is divided into different sections, each focusing on a specific topic, such as Home, Energy, Food, Bills, Kids, Shopping, and Fun. You’ll learn tips for saving money around the house, energy-saving strategies, money-saving ideas for shopping and food, and even ways to make extra money. Plus, you’ll discover the importance of budgeting and effective ways to get out of debt.
With the rising cost of living and inflation, it’s essential to find ways to save money. The “75 NEW Hacks to Save Money!” video by Homegrown Hillary provides a plethora of useful tips that can help you cut costs and live a more frugal lifestyle. From simple tricks for saving money around the house to exploring energy efficiency programs and finding cheap entertainment options, this video covers it all. So, grab a pen and paper, and get ready to take notes on these money-saving ideas that will make a big difference in your pocket.
Home
Use less detergent
When it comes to doing laundry, many of us tend to use more detergent than necessary. However, using excessive amounts of detergent not only wastes money, but it can also be harmful to the environment. By using less detergent, you can still achieve clean and fresh-smelling clothes while reducing your impact on the planet. Most laundry detergents recommend using a specific amount for each load, so be sure to follow the instructions on the packaging. Remember, a little goes a long way!
Reuse products
Instead of constantly buying new products, consider reusing items whenever possible. For example, instead of purchasing single-use water bottles, invest in a reusable bottle and fill it up at home or at water fountains. Similarly, opt for reusable grocery bags rather than using plastic or paper bags each time you go shopping. By reusing products, you not only save money in the long run, but you also reduce waste and help protect the environment. Plus, reusable options often come in a variety of stylish designs, making them a more fashionable choice!
Energy
Adjust thermostat settings
One of the simplest and most effective ways to save on energy costs is by adjusting your thermostat settings. During the colder months, try setting your thermostat a few degrees lower and wear a sweater or use a cozy blanket to stay warm. In the summer, raise your thermostat a few degrees higher and use fans to circulate the air. By making these small changes, you can reduce your energy usage without compromising comfort. Remember, even a single degree can make a significant difference in your energy bill!
Use LED light bulbs
Another great way to save on energy consumption is by switching to LED light bulbs. LED bulbs are much more energy-efficient than traditional incandescent bulbs and can last up to 25 times longer. Although LED bulbs may be slightly more expensive upfront, they more than pay for themselves over time through reduced energy costs and fewer replacements. Additionally, LED bulbs are available in various brightness levels and colors, allowing you to customize the lighting in your home to suit your preferences.
Food
Buy in bulk
Buying in bulk is an excellent way to save money on groceries while minimizing packaging waste. Purchasing items such as grains, pasta, beans, and snacks in bulk can significantly reduce the cost per unit compared to buying small packaged quantities. Be sure to check the unit price to ensure you’re getting the best deal. Additionally, buying in bulk often means less packaging, which is better for the environment. Just remember to store bulk items properly to maintain freshness and avoid waste.
Bake snacks instead of buying them
Snacks can be a significant component of our grocery bills, and they often come with excessive packaging. Instead of purchasing pre-packaged snacks, consider baking your own at home. Not only can you save money, but you also have the freedom to choose healthier ingredients and customize the flavors to your liking. Baking your own snacks can be a fun and rewarding activity, and you’ll feel a sense of accomplishment knowing that you made something delicious from scratch.
Bills
Negotiate with internet and car insurance providers
When it comes to bills, it’s always worth trying to negotiate a better deal. Start by contacting your internet service provider and car insurance company to see if there are any current promotions or discounts they can offer you. You might be pleasantly surprised by how much you can save simply by asking. If your current providers cannot offer any better rates, consider shopping around and comparing prices from different companies. Remember, loyalty should be rewarded, so don’t hesitate to take your business elsewhere if you find a better deal.
Prepay for discounts
Some bills offer discounts if you prepay for a certain period in advance. For example, car insurance companies may grant you a discount if you pay for the entire year upfront instead of monthly installments. Similarly, some internet and cable providers offer discounts for annual subscriptions. While it may require a larger upfront payment, prepaying can often lead to significant savings over time. Just be sure to budget accordingly to ensure you can afford the lump sum payment.
Kids
Find freebies
Kids can be expensive, but there are plenty of ways to save money when it comes to raising them. One great way is by looking for freebies. Many websites and local community centers offer free events, classes, and activities for children. Keep an eye out for local community newsletters or websites that highlight upcoming free events. Additionally, some companies and organizations offer free samples or products specifically for kids. Take advantage of these offers to save money and introduce your kids to new experiences.
Make toys from recyclables
You don’t need to break the bank buying expensive toys for your children. Instead, get creative and make toys from recyclable materials. Empty cardboard boxes can become forts or dollhouses, while empty plastic containers can be transformed into storage for small toys. Utilize old fabric or clothes to make soft toys or puppets. The possibilities are endless, and not only will you save money, but you’ll also teach your children about the importance of reusing and repurposing materials.
Shopping
Shop off-season
One of the best ways to save money on clothing and other items is by shopping off-season. Retailers often mark down seasonal items when they are out of season to make room for new merchandise. For example, winter coats tend to be heavily discounted in the spring and summer. By purchasing clothing, home decor, or even outdoor gear during the off-season, you can score great deals and save money. Just remember to plan ahead and keep storage space in mind.
Repurpose items from your closet
Before going out and buying new clothing or accessories, take a look at what you already have in your closet. Many items can be repurposed or restyled for a fresh and updated look. For example, an old pair of jeans can be cut into shorts or a dress can be layered with a sweater to create a new outfit. Get creative and experiment with different combinations to breathe new life into your existing wardrobe. Not only will you save money, but you’ll also develop your own unique style.
Fun!
Utilize the library
If you’re looking for entertainment on a budget, look no further than your local library. Libraries offer a wide range of resources, including books, movies, music, magazines, and even free events and classes. Spend an afternoon browsing through the shelves or attend a book club meeting to connect with like-minded individuals. Many libraries also offer digital resources, so you can access e-books, audiobooks, and online courses from the comfort of your own home. Take advantage of all the free resources and discover new interests without spending a dime.
Take advantage of free museum days
Museums are an excellent way to learn, explore, and appreciate art, history, and culture. Many museums offer free or discounted admission on certain days of the week or month. Take advantage of these opportunities to visit museums and expose yourself to new experiences and knowledge. Whether you’re interested in science, art, or natural history, there’s likely a museum near you that offers free or reduced-price admission on specific days. Plan your visits accordingly and make the most out of these cultural experiences.
Finding Free Money
Check for unclaimed money on state or federal websites
Believe it or not, you might have some unclaimed money waiting for you to claim it. State and federal websites have databases that can help you find any unclaimed funds in your name. This could be money from forgotten bank accounts, uncashed checks, unclaimed insurance benefits, or even lost inheritances. Take the time to search your name on these websites and see if there are any funds waiting for you. It’s like finding free money!
Regularly check your name for unexpected funds
In addition to checking state and federal websites, it’s a good idea to periodically search your name on search engines to uncover any unexpected funds or opportunities. You might come across class action settlements, insurance reimbursements, or even contest winnings that you were unaware of. Although it may take a bit of time and effort, regularly checking for unexpected funds can be a worthwhile endeavor that puts a little extra money in your pocket.
Health Insurance Rewards
Explore benefits offered by your health insurance
Many health insurance providers offer rewards programs or benefits that can help you save money and stay healthy. These programs may include discounts on gym memberships, reimbursements for preventive care, or access to wellness resources. Take the time to explore and understand the benefits offered by your health insurance provider. By taking advantage of these programs, you can not only save money on healthcare expenses but also improve your overall well-being.
Find free breast pumps and diapers
If you’re a new parent, you may be eligible for free breast pumps and diapers through your health insurance. Under the Affordable Care Act, most health insurance plans are required to provide breastfeeding support, including the cost of a breast pump. Additionally, some insurance plans may also cover the cost of diapers. Contact your insurance provider or visit their website to find out if you qualify for these free benefits. Saving money on essential baby items can make a big difference in your budget.
Conclusion
Saving money doesn’t have to be complicated or restrictive. By implementing some of the tips and strategies mentioned in this article, you can make significant savings in various aspects of your life, from home to bills, from kids to shopping. Remember that every little bit counts, and with a friendly and proactive approach, you can enjoy the benefits of a more frugal and financially responsible lifestyle. So go ahead, start using less detergent, reap the rewards of energy-saving habits, explore thrifty food options, negotiate your bills, and embrace fun activities without breaking the bank. Happy savings!